Refinance & AccessYour Property Equity
Refinance your commercial property to lower your rate, extend your term, or unlock equity for new opportunities. We help you optimize your existing real estate to fuel growth and improve returns.
Why Refinance Your Commercial Property?
Refinancing isn't just about rates—it's a strategic tool to optimize your real estate holdings and unlock capital for growth.
Lower Your Rate
Take advantage of improved market rates or your property's stronger performance to reduce interest costs
Extend Your Term
Replace a maturing loan with longer-term financing to improve cash flow and reduce refinancing frequency
Access Equity
Pull cash out for new acquisitions, property improvements, business expansion, or other investments
Improve Terms
Remove restrictive covenants, reduce reserves, or gain operational flexibility with better loan structure
Consolidate Debt
Combine multiple property loans or business debt into a single, more manageable financing structure
Lock In Rates
Convert floating rate debt to fixed before rates rise, providing payment certainty and risk management
Strategic Refinancing for Maximum Value
Your commercial property likely represents significant equity that can be strategically deployed. Whether rates have improved, your property has appreciated, or you simply need capital for growth, refinancing can transform a static asset into an active tool for wealth building.
At Legend Realty, we analyze your current loan structure, property performance, and financial goals to determine the optimal refinancing strategy. We consider prepayment costs, rate differentials, and your intended use of proceeds to ensure the refinance makes financial sense.
Our relationships with banks, life companies, CMBS lenders, and debt funds give you access to the full range of refinancing options—from conventional permanent loans to bridge financing for transitional situations.
The Refinance Process
We guide you through every step to ensure a smooth refinancing experience.
Current Loan Review
We analyze your existing loan terms, prepayment penalties, and maturity date to understand timing and costs.
Property Valuation
Updated assessment of property value, income, and market conditions to determine available proceeds.
Lender Selection
We match your refinance goals with the right lender—whether maximizing proceeds, minimizing rate, or improving terms.
Application & Underwriting
Submit application with updated financials, complete appraisal, and work through lender due diligence.
Closing
Pay off existing loan, fund any cash-out proceeds, and close on your new financing.
Put Your Equity to Work
A cash-out refinance allows you to access the equity built up in your property. Here are common ways our clients deploy their proceeds:
- Acquire additional investment properties
- Fund property improvements or renovations
- Expand your business operations
- Pay down higher-cost debt
- Build cash reserves
- Partner buyouts or ownership changes
- Capital for new business ventures
- Diversify your investment portfolio
Refinance Loan Parameters
Refinancing FAQs
Common questions about refinancing and accessing equity in commercial properties.
Ready to Unlock Your Property's Equity?
Let us analyze your current loan and property to identify refinancing opportunities.